
SBA Lenders in Texas
339 SBA lenders have funded 72,048 approved SBA loans for Texas businesses.
128 are based in Texas; the rest are national or multi-state lenders that actively fund Texas businesses.
SBA lenders serving Texas
All 339 lenders that fund SBA loans for Texas businesses — 128 based in Texas, plus national and multi-state lenders. Multi-state listings link to their branch finder for Texas.
Top-rated in Texas

Development Company5.0(1)
Bank4.9(205)
339 lenders
Bank5.0(176)
Bank5.0(116)
Bank5.0(79)
Bank5.0(45)
Beacon Bank and Trust
2 Harvard Street
Brookline, Massachusetts
Serves Texas — 81 approved
Find a local branch →Bank5.0(8)
Bank5.0(8)
Farmers State Bank of Alto Pass, Illinois
55 N Elm St
Alto Pass, Illinois
Serves Texas — 10 approved
Find a local branch →Bank5.0(7)
Commonwealth Business Bank
3435 Wilshire Blvd, Ste 700
Los Angeles, California
Serves Texas — 382 approved
Find a local branch →Bank5.0(6)

The First Security Bank
15 S Douglas St
Oklahoma City, Oklahoma
Serves Texas — 7 approved
Find a local branch →Bank5.0(3)KeyBank National Association
127 Public Sq
Cleveland, Ohio
Serves Texas — 45 approved
Find a local branch →Bank5.0(2)22nd State Bank, A Division of 22nd State Banking Company
51 St. Joseph St
Mobile, Alabama
Serves Texas — 24 approved
Find a local branch →Bank5.0(1)Centerstone SBA Lending, Inc.
700 S Flower Street
Los Angeles, California
Serves Texas — 28 approved
Find a local branch →Bank5.0(1)
Genesis Bank
4675 MacArthur Ct, Ste 1600
Newport Beach, California
Serves Texas — 8 approved
Find a local branch →Bank5.0(1)
Bank5.0(1)
Luminate Bank
2523 S Wayzata Blvd, Ste 100
Minneapolis, Minnesota
Serves Texas — 17 approved
Find a local branch →Bank4.9(899)First Service Bank
136 Broadview St
Greenbrier, Arkansas
Serves Texas — 5 approved
Find a local branch →Bank4.9(172)- Bank4.9(144)
Bank4.9(109)
- Bank4.9(8)

Western Commerce Bank
127 S Canyon St
Carlsbad, New Mexico
Serves Texas — 45 approved
Find a local branch →Bank4.9(8)
Lendistry SBLC, LLC
767 South Alameda Street
Los Angeles, California
Serves Texas — 276 approved
Find a local branch →Bank4.8(3862)
First Commonwealth Bank
654 Philadelphia St
Indiana, Pennsylvania
Serves Texas — 127 approved
Find a local branch →Bank4.8(438)
Bank4.8(379)

Quaint Oak Bank
501 Knowles Ave
Southampton, Pennsylvania
Serves Texas — 9 approved
Find a local branch →Bank4.8(32)
Merchants Bank of Indiana
410 Monon Blvd
Carmel, Indiana
Serves Texas — 42 approved
Find a local branch →Bank4.8(25)
Bank4.8(24)


- Credit Union4.7(783)
Credit Union4.7(543)
Bank4.7(196)
Bank4.7(172)
Bank4.7(69)
Bank4.7(40)
Midwest BankCentre
2191 Lemay Ferry Rd
Saint Louis, Missouri
Serves Texas — 6 approved
Find a local branch →Bank4.7(17)
Every SBA lender serving Texas, A to Z
The complete index of all 339 lenders that fund SBA loans for Texas businesses. Every name links to that lender's full listing.
#
- 1st Community FCU — San Angelo, Texas
- 1st Financial Bank USA — Dakota Dunes, South Dakota
- 22nd State Bank, A Division of 22nd State Banking Company — Mobile, Alabama
A
- ACC Capital — Little Rock, Arkansas
- Agility Bank, National Association — Houston, Texas
- Alliance Credit Union — Lubbock, Texas
- Altra FCU — Onalaska, Wisconsin
- Amerant Bank, National Association — Coral Gables, Florida
- American Bank of Commerce — Wolfforth, Texas
- American Bank, National Association — Wichita Falls, Texas
- American Continental Bank — City Of Industry, California
- American Momentum Bank — College Station, Texas
- American Nation Bank — Ardmore, Oklahoma
- American National Bank — Omaha, Nebraska
- American National Bank and Trust — Wichita Falls, Texas
- American Pride Bank — Macon, Georgia
- Ameris Bank — Atlanta, Georgia
- AmeriState Bank — Atoka, Oklahoma
- Amistad Bank — Del Rio, Texas
- Amplify CU — Austin, Texas
- Associated CU of Texas — League City, Texas
- Atlantic Union Bank — Richmond, Virginia
- Austin Bank Texas National Association — Jacksonville, Texas
- Avana Bank — Abilene, Texas
B
- b1BANK — Baton Rouge, Louisiana
- Banc of California — Los Angeles, California
- BancFirst — Oklahoma City, Oklahoma
- Banesco USA — Miami, Florida
- Bank Five Nine — Oconomowoc, Wisconsin
- Bank of America, National Association — Charlotte, North Carolina
- Bank of Hays — Hays, Kansas
- Bank of Hope — Los Angeles, California
- Bank of the Orient — San Francisco, California
- Bank of the West — Grapevine, Texas
- Bank OZK — Little Rock, Arkansas
- BankUnited, National Association — Miami Lakes, Florida
- Bankwell Bank — New Canaan, Connecticut
- BayFirst National Bank — Saint Petersburg, Florida
- Beacon Bank and Trust — Brookline, Massachusetts
- BMO Bank National Association — Chicago, Illinois
- BOKF, National Association — Tulsa, Oklahoma
- Broadway National Bank — San Antonio, Texas
- Busey Bank — Champaign, Illinois
- Byline Bank — Chicago, Illinois
C
- Cache Valley Bank — Logan, Utah
- Capital Bank — Houston, Texas
- Capital Bank, National Association — Rockville, Maryland
- Capital Certified Development Corporation — Austin, Texas
- Capital Community Bank — Provo, Utah
- Capital One, National Association — Mclean, Virginia
- Cathay Bank — Los Angeles, California
- Celtic Bank Corporation — Salt Lake City, Utah
- Centennial Bank — Conway, Arkansas
- Centerstone SBA Lending, Inc. — Los Angeles, California
- CenTrust Bank, A Division of SmartBiz Bank National Association — Northbrook, Illinois
- CIBC Bank USA — Chicago, Illinois
- Ciera Bank — Graham, Texas
- Citibank, N.A. — Sioux Falls, South Dakota
- Citizens Bank — Elizabethton, Tennessee
- Citizens Bank of Las Cruces — Las Cruces, New Mexico
- Citizens National Bank of Texas — Waxahachie, Texas
- City Bank — Lubbock, Texas
- City National Bank — Los Angeles, California
- City National Bank of Florida — Miami, Florida
- Clear Fork Bank National Association — Albany, Texas
- Climate First Bank — St. Petersburg, Florida
- Coastal States Bank — Hilton Head Island, South Carolina
- Colonial Savings FA — Fort Worth, Texas
- Colony Bank — Fitzgerald, Georgia
- Columbia Bank — Lake Oswego, Oregon
- Commerce Bank — Kansas City, Missouri
- Commercial Bank of California — Irvine, California
- Commercial Bank of Texas N.A. — Nacogdoches, Texas
- Commonwealth Business Bank — Los Angeles, California
- Community Banks of Colorado, A Division of NBH Bank — Greenwood Village, Colorado
- Community National Bank and Trust of Texas — Corsicana, Texas
- ConnectOne Bank — Englewood Cliffs, New Jersey
- Cornerstone Capital Bank SSB — Houston, Texas
- Craft Bank — Atlanta, Georgia
- CRF Small Business Loan Company, LLC — Minneapolis, Minnesota
- Customers Bank — Malvern, Pennsylvania
- Cy Fair Federal Credit Union — Houston, Texas
D
- Dominion Bank — Dallas, Texas
- Dream First Bank National Association — Syracuse, Kansas
- DreamSpring — Albuquerque, New Mexico
E
- East West Bank — Pasadena, California
- EECU — Texas
- Encore Bank — Little Rock, Arkansas
- Equity Bank — Andover, Kansas
- Evolve Bank and Trust — West Memphis, Arkansas
F
- Falcon National Bank — Foley, Minnesota
- Farmers State Bank of Alto Pass, Illinois — Alto Pass, Illinois
- FFB Bank — Fresno, California
- Fifth Third Bank — Cincinnati, Ohio
- FinWise Bank — Sandy, Utah
- First American Bank — Elk Grove Village, Illinois
- First Bank — Southern Pines, North Carolina
- First Bank and Trust of Memphis — Memphis, Texas
- First Bank of Central Ohio — Worthington, Ohio
- First Bank of the Lake — Osage Beach, Missouri
- First Basin Credit Union — Odessa, Texas
- First Business Bank — Madison, Wisconsin
- First Capital Bank — Quanah, Texas
- First Command Bank — Fort Worth, Texas
- First Commercial Bank, National Association — Seguin, Texas
- First Commonwealth Bank — Indiana, Pennsylvania
- First Federal Bank — Lake City, Florida
- First Federal Community Bank, SSB — Paris, Texas
- First Horizon Bank — Memphis, Tennessee
- First Internet Bank of Indiana — Fishers, Indiana
- First Liberty Bank — Liberty, Texas
- First Merchants Bank — Indianapolis, Indiana
- First National Bank and Trust Company of Weatherford d/b/a First Bank Texas — Weatherford, Texas
- First National Bank of Omaha — Omaha, Nebraska
- First National Bank of Pennsylvania — Greenville, Pennsylvania
- First National Bank Texas — Killeen, Texas
- First Savings Bank — Beresford, South Dakota
- First Security Bank and Trust Company — Oklahoma City, Oklahoma
- First Service Bank — Greenbrier, Arkansas
- First Service Credit Union — Texas
- First State Bank of Texas — Orange, Texas
- First United Bank — Dimmitt, Texas
- First United Bank and Trust Company — Durant, Oklahoma
- First Western SBLC, Inc — Dallas, Texas
- Firstrust Savings Bank — Conshohocken, Pennsylvania
- Five Star Bank — Rancho Cordova, California
- Florida Capital Bank, National Association — Jacksonville, Florida
- Frontier Bank of Texas — Elgin, Texas
- Frost Bank — San Antonio, Texas
- FWBank — Chicago, Illinois
G
- GBank — Las Vegas, Nevada
- GECU — El Paso, Texas
- Genesis Bank — Newport Beach, California
- Genisys CU — Auburn Hills, Michigan
- Glacier Bank — Kalispell, Montana
- Global One Bank — Houston, Texas
- Golden Bank National Association — Houston, Texas
- Grasshopper Bank National Association — New York, New York
- Great Plains National Bank — Elk City, Oklahoma
- Great Southern Bank — Springfield, Missouri
- Greater East Texas Certified Development Company — Tyler, Texas
- Greater State Bank — Mcallen, Texas
- Gulf Capital Bank — Houston, Texas
- Gulf Coast Bank — New Orleans, Louisiana
- Gulf Coast Bank and Trust Company — New Orleans, Louisiana
H
- Hana Small Business Lending, Inc. — Los Angeles, California
- Hancock Whitney Bank — Gulfport, Mississippi
- Hanmi Bank — Los Angeles, California
- Hanover Community Bank — Mineola, New York
- Harmony Bank — Dallas, Texas
- Harvest Small Business Finance, LLC — Laguna Hills, California
- Heritage Bank Inc — Burlington, Kentucky
- Herring Bank — Amarillo, Texas
- Home Bank, National Association — Lafayette, Louisiana
- HomeTrust Bank — Asheville, North Carolina
- Horizon Bank SSB — Austin, Texas
- Houston Federal Credit Union — Sugar Land, Texas
I
- InBank — Raton, New Mexico
- Incommons Bank NA — Mexia, Texas
- IncredibleBank — Wausau, Wisconsin
- Independence Bank — East Greenwich, Rhode Island
- InterBank — Oklahoma City, Oklahoma
- Interstate Bank — Perryton, Texas
- Investar Bank, National Association — Baton Rouge, Louisiana
J
- Jefferson Bank — San Antonio, Texas
- JPMorgan Chase Bank, National Association — Columbus, Ohio
K
- KeyBank National Association — Cleveland, Ohio
L
- Lakeside Bank — Rockwall, Texas
- Leader Bank, National Association — Arlington, Massachusetts
- Legacy Bank — Hinton, Oklahoma
- LendingClub Bank, National Association — Lehi, Utah
- Lendistry SBLC, LLC — Los Angeles, California
- Liberty Bank and Trust Company — New Orleans, Louisiana
- LiftFund, Inc. — San Antonio, Texas
- Lincoln Savings Bank — Reinbeck, Iowa
- Live Oak Banking Company — Wilmington, North Carolina
- Lone Oak Bank National Association — Eldorado, Texas
- Lone Star Bank — Houston, Texas
- Lone Star National Bank — Pharr, Texas
- Luminate Bank — Minneapolis, Minnesota
M
- Magnifi Financial CU — Melrose, Minnesota
- Meadows Bank — Las Vegas, Nevada
- Members Choice CU — Katy, Texas
- Merchants Bank of Indiana — Carmel, Indiana
- Meridian Bank — Malvern, Pennsylvania
- Metro City Bank — Doraville, Georgia
- MidFirst Bank — Oklahoma City, Oklahoma
- Midwest BankCentre — Saint Louis, Missouri
- Midwest Regional Bank — Festus, Missouri
- Milestone Bank — Salt Lake City, Utah
- Millennium Bank — Des Plaines, Illinois
- Mission Valley Bank — Sun Valley, California
- Moody National Bank — Galveston, Texas
- Mortgage Capital Development Corporation — Oakland, California
- MVB Bank, Inc. — Fairmont, West Virginia
N
- National Cooperative Bank, National Association — Hillsboro, Ohio
- Navy FCU — Vienna, Virginia
- NBT Financial Bank — Fort Worth, Texas
- New Millennium Bank — Fort Lee, New Jersey
- NewFirst National Bank — El Campo, Texas
- Newtek Bank, National Association — Miami, Florida
- Newtek Small Business Finance, Inc. — Lake Success, New York
- Nizari Progressive FCU — Sugar Land, Texas
- North State Bank — Raleigh, North Carolina
- Northwest Bank — Warren, Pennsylvania
- Northwest FCU — Herndon, Virginia
O
- Oconee State Bank — Watkinsville, Georgia
- Old National Bank — Evansville, Indiana
- One World Bank — Dallas, Texas
- Open Bank — Los Angeles, California
- Optus Bank — Columbia, South Carolina
- Origin Bank — Choudrant, Louisiana
- Ozona Bank — Ozona, Texas
P
- Paragon Bank — Memphis, Tennessee
- Pathward National Association — Sioux Falls, South Dakota
- Patriot Bank, National Association — Stamford, Connecticut
- Pavillion Bank — Richardson, Texas
- PCB Bank — Los Angeles, California
- PeopleFund — Austin, Texas
- Peoples Bank — Mendenhall, Mississippi
- Peoples Bank and Trust Company — Edmond, Oklahoma
- Pinnacle Bank — Nashville, Tennessee
- Plains State Bank — Humble, Texas
- PlainsCapital Bank — Dallas, Texas
- Platinum Bank — Oakdale, Minnesota
- PNC Bank, National Association — Wilmington, Delaware
- Poppy Bank — Santa Rosa, California
- Port 51 Lending LLC — New York, New York
- Primis Bank — Tappahannock, Virginia
- Prism Bank — Guthrie, Oklahoma
- PromiseOne Bank — Duluth, Georgia
- Prosperity Bank — El Campo, Texas
Q
- Quaint Oak Bank — Southampton, Pennsylvania
R
- R Bank — Texas
- Randolph-Brooks FCU — Live Oak, Texas
- Readycap Lending, LLC — Berkeley Heights, New Jersey
- Red River Employees Federal Credit Union — Texarkana, Texas
- Regent Bank — Tulsa, Oklahoma
- Regions Bank — Birmingham, Alabama
- Renasant Bank — Tupelo, Mississippi
- Resource One CU — Dallas, Texas
- Rio Bank — Mcallen, Texas
- Royal Business Bank — Los Angeles, California
S
- Seacoast National Bank — Stuart, Florida
- Security Bank — Tulsa, Oklahoma
- Security National Bank of Omaha — Omaha, Nebraska
- Security Service FCU — San Antonio, Texas
- Security State Bank and Trust — Fredericksburg, Texas
- Shinhan Bank America — New York, New York
- Shoreham Bank — Warwick, Rhode Island
- Simmons Bank — Pine Bluff, Arkansas
- Small Business Bank — Lenexa, Kansas
- Southern Bancorp Bank — Arkadelphia, Arkansas
- Southern Bank — Poplar Bluff, Missouri
- SouthStar Bank, S.S.B. — Moulton, Texas
- SouthState Bank, National Association — Winter Haven, Florida
- SouthWest Bank — Odessa, Texas
- Southwest Heritage CU — Odessa, Texas
- Southwestern National Bank — Houston, Texas
- Spectra Bank — Fort Worth, Texas
- SpiritBank — Tulsa, Oklahoma
- State Bank of Texas — Irving, Texas
- Stearns Bank National Association — Saint Cloud, Minnesota
- Stellar Bank — Houston, Texas
- Stone Bank — Mountain View, Arkansas
- Summit State Bank — Santa Rosa, California
- Sunflower Bank National Association — Dallas, Texas
- Susser Bank — Dallas, Texas
T
- T Bank, National Association — Dallas, Texas
- TBK Bank, SSB — Dallas, Texas
- TD Bank, National Association — Wilmington, Delaware
- Texas Advantage Community Bank, National Association — Alvin, Texas
- Texas Bank — Henderson, Texas
- Texas Capital Bank — Dallas, Texas
- Texas Champion Bank — Corpus Christi, Texas
- Texas Dow Empl CU — Houston, Texas
- Texas Financial Bank — Eden, Texas
- Texas First Bank — Texas City, Texas
- Texas Gulf Bank, National Association — Houston, Texas
- Texas Republic Bank National Association — Frisco, Texas
- Texas Security Bank — Dallas, Texas
- TexasBank — Fort Worth, Texas
- Texell CU — Temple, Texas
- The American National Bank of Texas — Terrell, Texas
- The Bancorp Bank National Association — Sioux Falls, South Dakota
- The Bank of Clovis — Clovis, New Mexico
- The Bank of Edison — Edison, Georgia
- The City National Bank of Colorado City — Colorado City, Texas
- The Fidelity Bank — Fuquay Varina, North Carolina
- The First National Bank of Aspermont — Aspermont, Texas
- The First National Bank of Ballinger — Ballinger, Texas
- The First National Bank of Bastrop — Bastrop, Texas
- The First National Bank of Evant — Evant, Texas
- The First National Bank of Hughes Springs — Hughes Springs, Texas
- The First National Bank of McGregor d/b/a TFNB Your Bank for Life — Mcgregor, Texas
- The First Security Bank — Oklahoma City, Oklahoma
- The First State Bank — Tahlequah, Oklahoma
- The Granger National Bank — Granger, Texas
- The Huntington National Bank — Columbus, Ohio
- The MINT National Bank — Kingwood, Texas
- The Pecos County State Bank — Fort Stockton, Texas
- Third Coast Bank — Humble, Texas
- Titan Bank, National Association — Mineral Wells, Texas
- Touchmark National Bank — Alpharetta, Georgia
- TowneBank — Portsmouth, Virginia
- TransPecos Banks, SSB. — Pecos, Texas
- Triad Bank, National Association — Tulsa, Oklahoma
- Truist Bank — Charlotte, North Carolina
- Truliant FCU — Winston-Salem, North Carolina
- Trustmark Bank — Jackson, Mississippi
U
- U.S. Bank, National Association — Cincinnati, Ohio
- UBank — Huntington, Texas
- UMB Bank, National Association — Kansas City, Missouri
- UniBank — Lynnwood, Washington
- United Bank — Fairfax, Virginia
- United Business Bank — Walnut Creek, California
- United Community Bank — Greenville, South Carolina
- United FCU — Saint Joseph, Michigan
- United Midwest Savings Bank National Association — De Graff, Ohio
- Unity National Bank of Houston — Houston, Texas
- University FCU — Austin, Texas
- US Metro Bank — Garden Grove, California
V
- Valliance Bank — Oklahoma City, Oklahoma
- ValueBank Texas — Corpus Christi, Texas
- Vantage Bank Texas — San Antonio, Texas
- VelocitySBA, LLC — Irving, Texas
- VeraBank National Association — Henderson, Texas
- Village Bank and Trust, National Association — Arlington Heights, Illinois
- Vision One CU — Sacramento, California
W
- WaFd Bank — Seattle, Washington
- Wallis Bank — Wallis, Texas
- Wells Fargo Bank National Association — Sioux Falls, South Dakota
- West Texas National Bank — Midland, Texas
- Western Bank — Lubbock, Texas
- Western Commerce Bank — Carlsbad, New Mexico
- WestStar Bank — El Paso, Texas
- Woori America Bank — New York, New York
- Worthington Bank — Arlington, Texas
Z
- Zions Bank, A Division of — Salt Lake City, Utah
Skip the calling-around in Texas
Tell us your loan size and timeline. We'll shortlist the 3 Texas lenders most active in SBA lending, ranked by Google rating. Free, and your info only goes to lenders you approve.
Get My Texas ShortlistTexas SBA lender questions
How many SBA lenders serve Texas?
339 lenders have funded SBA loans for Texas businesses (72,048 approved loans in total) — 128 based in Texas, plus national and multi-state lenders that fund Texas borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside Texas?
Yes. SBA loans are federal, so an out-of-state lender can fund your Texas business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in Texas?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. Texas Security Bank currently holds the top rating among Texas-based SBA lenders at 5.0 stars. Preferred (PLP) lenders move fastest on approval timelines.
Top SBA lending markets in Texas
The Texas cities where businesses have won the most SBA 7(a) & 504 funding, ranked by real approval volume from public SBA FOIA data. Each links to the lenders most active in that market.
