Security National Bank of Omaha

This is a bank that offers SBA loan programs designed to help small and medium-sized businesses access financing for growth and operational needs. You can find support for various SBA loans, including the popular 7(a) program, along with expert guidance throughout the application process. The bank specializes in personalized service to help you secure the funding you need efficiently.

Ask Security National Bank of Omaha directly — some branches take walk-ins, others book SBA conversations by appointment.

Hours vary by branch and change. Check Security National Bank of Omaha's website or call before you visit.

Browsing this directory is free. Any loan fees are set by Security National Bank of Omaha and the SBA program — ask the lender for its current schedule.

This bank primarily serves local residents and businesses in the Omaha area but offers SBA loan services to eligible small businesses nationwide. Business owners should meet the bank's lending criteria to qualify.

Many SBA lenders look for a personal score around 640 or higher, but each bank sets its own bar and it changes. Ask Security National Bank of Omaha what it looks for today.

The underwriting process generally takes between 30 to 45 days, depending on the completeness of your application and the complexity of your financing needs.

Most bank SBA teams work weekdays; confirm with Security National Bank of Omaha before planning a weekend visit.

Security National Bank of Omaha is located in Nebraska — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Security National Bank of Omaha, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Security National Bank of Omaha itself, which runs its own lending under its own ownership. If you work at Security National Bank of Omaha, you can claim this listing from this page to manage it.

The core details for Security National Bank of Omaha — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Security National Bank of Omaha before applying. If you represent Security National Bank of Omaha, claim this listing to keep its information up to date.

You can reach Security National Bank of Omaha by phone at (402) 661-3170 or online at branches.securitynational.bank/ne/omaha/3500-farnam-street — the same details are in the contact card on this page.

Based on its approved SBA loans, Security National Bank of Omaha most often finances businesses in manufacturing, salons, spas & personal care, restaurants & food service, childcare & early education, construction & contractors, and cleaning, landscaping & janitorial. This reflects Security National Bank of Omaha's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Security National Bank of Omaha which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Security National Bank of Omaha participates in SBA Express depends on its specific SBA lending authority. Contact Security National Bank of Omaha and ask if it offers SBA Express and what the current limits and terms look like for your situation.

Whether Security National Bank of Omaha has SBA Preferred Lender (PLP) status is set by the SBA. Ask the bank directly; PLP lenders can approve in-house and often move faster.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Security National Bank of Omaha's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Security National Bank of Omaha directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Security National Bank of Omaha what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Security National Bank of Omaha to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Security National Bank of Omaha to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Security National Bank of Omaha weighs this case by case under its own policy, so be upfront about your history and ask Security National Bank of Omaha how it evaluates prior bankruptcies.