
SBA Lenders in Kentucky
83 SBA lenders have funded 6,599 approved SBA loans for Kentucky businesses.
16 are based in Kentucky; the rest are national or multi-state lenders that actively fund Kentucky businesses.
SBA lenders serving Kentucky
All 83 lenders that fund SBA loans for Kentucky businesses — 16 based in Kentucky, plus national and multi-state lenders. Multi-state listings link to their branch finder for Kentucky.
Top-rated in Kentucky


Hometown Bank of Corbin Inc d/b/a Hometown Bank
1030 Cumberland Falls Hwy
Corbin, Kentucky
Find a local branch →Bank4.1(9)
Bank4.0(38)
83 lenders

Beacon Bank and Trust
2 Harvard Street
Brookline, Massachusetts
Serves Kentucky — 17 approved
Find a local branch →Bank5.0(8)KeyBank National Association
127 Public Sq
Cleveland, Ohio
Serves Kentucky — 28 approved
Find a local branch →Bank5.0(2)
Bank4.9(109)
Lendistry SBLC, LLC
767 South Alameda Street
Los Angeles, California
Serves Kentucky — 14 approved
Find a local branch →Bank4.8(3862)
First Commonwealth Bank
654 Philadelphia St
Indiana, Pennsylvania
Serves Kentucky — 35 approved
Find a local branch →Bank4.8(438)
Bank4.8(23)
Bank4.7(172)Verified 
First Bank of the Lake
4558 Osage Beach Pkwy, Ste 100
Osage Beach, Missouri
Serves Kentucky — 13 approved
Find a local branch →Bank4.6(207)
Banc of California
11611 San Vicente Blvd, Ste 50
Los Angeles, California
Serves Kentucky — 14 approved
Find a local branch →Bank4.6(22)
Bank4.6(9)

Columbia Bank
5885 Meadows, Ste 400
Lake Oswego, Oregon
Serves Kentucky — 5 approved
Find a local branch →Bank4.5(10)Verified 
First Internet Bank of Indiana
8701 E 116th St
Fishers, Indiana
Serves Kentucky — 7 approved
Find a local branch →Bank4.4(557)
Credit Union4.4(169)
OakStar Bank
1020 E Battlefield Rd
Springfield, Missouri
Serves Kentucky — 16 approved
Find a local branch →Bank4.4(115)
Bank4.4(14)
JPMorgan Chase Bank, National Association
1111 Polaris Pkwy
Columbus, Ohio
Serves Kentucky — 304 approved
Find a local branch →Bank4.3(144)
Bank Five Nine
155 W Wisconsin Ave
Oconomowoc, Wisconsin
Serves Kentucky — 5 approved
Find a local branch →Bank4.3(78)
Bank4.2(81)
Celtic Bank Corporation
268 S State St, Ste 300
Salt Lake City, Utah
Serves Kentucky — 87 approved
Find a local branch →Bank4.1(348)
First Merchants Bank
8711 River Crossing Blvd.
Indianapolis, Indiana
Serves Kentucky — 35 approved
Find a local branch →Bank4.1(21)
General Electric Credit Union
10485 Reading Rd
Cincinnati, Ohio
Serves Kentucky — 5 approved
Find a local branch →Credit Union4.0(650)
Bank4.0(557)
BayFirst National Bank
700 Central Avenue
Saint Petersburg, Florida
Serves Kentucky — 91 approved
Find a local branch →Bank4.0(84)Verified 
First Harrison Bank
220 Federal Dr NW
Corydon, Indiana 47112
Serves Kentucky — 19 approved
Find a local branch →Bank4.0(28)- Bank4.0(18)

Bank3.8(16)
Bank3.8(6)
Harvest Small Business Finance, LLC
24422 Avenida de la Carlota
Laguna Hills, California
Serves Kentucky — 6 approved
Find a local branch →Bank3.7(116)
American Momentum Bank
1 Momentum Blvd
College Station, Texas
Serves Kentucky — 7 approved
Find a local branch →Bank3.7(15)
Bank3.7(12)
The Bancorp Bank National Association
345 N Reid Place
Sioux Falls, South Dakota
Serves Kentucky — 13 approved
Find a local branch →Bank3.7(3)
Readycap Lending, LLC
200 Connell Drive
Berkeley Heights, New Jersey
Serves Kentucky — 72 approved
Find a local branch →Bank3.6(95)
Bank3.5(32)United Midwest Savings Bank National Association
101 S Main St
De Graff, Ohio
Serves Kentucky — 64 approved
Find a local branch →Bank3.5(6)
Live Oak Banking Company
1741 Tiburon Dr
Wilmington, North Carolina
Serves Kentucky — 171 approved
Find a local branch →Bank3.4(145)
PromiseOne Bank
2385 Pleasant Hill Rd
Duluth, Georgia
Serves Kentucky — 7 approved
Find a local branch →Bank3.4(25)
Bank3.4(17)
Every SBA lender serving Kentucky, A to Z
The complete index of all 83 lenders that fund SBA loans for Kentucky businesses. Every name links to that lender's full listing.
A
- Abound FCU — Radcliff, Kentucky
- American Momentum Bank — College Station, Texas
- Ameris Bank — Atlanta, Georgia
B
- Banc of California — Los Angeles, California
- Bank Five Nine — Oconomowoc, Wisconsin
- Bank of America, National Association — Charlotte, North Carolina
- Bank of Columbia — Columbia, Kentucky
- Bank of Hope — Los Angeles, California
- BankUnited, National Association — Miami Lakes, Florida
- BayFirst National Bank — Saint Petersburg, Florida
- Beacon Bank and Trust — Brookline, Massachusetts
- Byline Bank — Chicago, Illinois
C
- Celtic Bank Corporation — Salt Lake City, Utah
- CenTrust Bank, A Division of SmartBiz Bank National Association — Northbrook, Illinois
- Citizens Bank — Elizabethton, Tennessee
- Civista Bank — Sandusky, Ohio
- Colony Bank — Fitzgerald, Georgia
- Columbia Bank — Lake Oswego, Oregon
- Commercial Bank — Harrogate, Tennessee
- Community Financial Services Bank — Benton, Kentucky
- Community Trust Bank, Inc. — Pikeville, Kentucky
- CRF Small Business Loan Company, LLC — Minneapolis, Minnesota
- Cumberland Valley National Bank and Trust Company — London, Kentucky
E
- Eclipse Bank Inc — Louisville, Kentucky
F
- Fifth Third Bank — Cincinnati, Ohio
- First Bank of the Lake — Osage Beach, Missouri
- First Commonwealth Bank — Indiana, Pennsylvania
- First Financial Bank — Cincinnati, Ohio
- First Financial Bank, National Association — Terre Haute, Indiana
- First Harrison Bank — Corydon, Indiana
- First Internet Bank of Indiana — Fishers, Indiana
- First Merchants Bank — Indianapolis, Indiana
- First National Bank of Pennsylvania — Greenville, Pennsylvania
- First Western SBLC, Inc — Dallas, Texas
- Five Star Bank — Rancho Cordova, California
- FNB Bank, Inc. — Mayfield, Kentucky
- Forcht Bank, National Association — Lexington, Kentucky
G
- GBank — Las Vegas, Nevada
- General Electric Credit Union — Cincinnati, Ohio
- German American Bank — Jasper, Indiana
H
- Harvest Small Business Finance, LLC — Laguna Hills, California
- Heritage Bank Inc — Burlington, Kentucky
- Heritage Federal Credit Union — Newburgh, Indiana
- Hometown Bank of Corbin Inc d/b/a Hometown Bank — Corbin, Kentucky
I
- Independence Bank — East Greenwich, Rhode Island
J
- JPMorgan Chase Bank, National Association — Columbus, Ohio
K
- KeyBank National Association — Cleveland, Ohio
L
- Legence Bank — Eldorado, Illinois
- Legends Bank — Clarksville, Tennessee
- Lendistry SBLC, LLC — Los Angeles, California
- Live Oak Banking Company — Wilmington, North Carolina
M
- Metro City Bank — Doraville, Georgia
N
- Newtek Bank, National Association — Miami, Florida
- Newtek Small Business Finance, Inc. — Lake Success, New York
O
- OakStar Bank — Springfield, Missouri
- Old National Bank — Evansville, Indiana
P
- Peoples Bank — Mendenhall, Mississippi
- Peoples Exchange Bank — Winchester, Kentucky
- Planters Bank Inc — Hopkinsville, Kentucky
- PNC Bank, National Association — Wilmington, Delaware
- PromiseOne Bank — Duluth, Georgia
R
- Readycap Lending, LLC — Berkeley Heights, New Jersey
- Regions Bank — Birmingham, Alabama
- RiverHills Bank — Milford, Ohio
S
- Seacoast National Bank — Stuart, Florida
- Shoreham Bank — Warwick, Rhode Island
- Simmons Bank — Pine Bluff, Arkansas
- South Central Bank, Inc. — Glasgow, Kentucky
- SouthState Bank, National Association — Winter Haven, Florida
- Stearns Bank National Association — Saint Cloud, Minnesota
T
- The Bancorp Bank National Association — Sioux Falls, South Dakota
- The Huntington National Bank — Columbus, Ohio
- The Paducah Bank and Trust Company — Paducah, Kentucky
- The Park National Bank — Newark, Ohio
- TowneBank — Portsmouth, Virginia
- Traditional Bank Inc — Mount Sterling, Kentucky
- Truist Bank — Charlotte, North Carolina
U
- U.S. Bank, National Association — Cincinnati, Ohio
- United Cumberland Bank — Whitley City, Kentucky
- United Midwest Savings Bank National Association — De Graff, Ohio
V
- VelocitySBA, LLC — Irving, Texas
W
- Wells Fargo Bank National Association — Sioux Falls, South Dakota
- WesBanco Bank, Inc. — Wheeling, West Virginia
Skip the calling-around in Kentucky
Tell us your loan size and timeline. We'll shortlist the 3 Kentucky lenders most active in SBA lending, ranked by Google rating. Free, and your info only goes to lenders you approve.
Get My Kentucky ShortlistKentucky SBA lender questions
How many SBA lenders serve Kentucky?
83 lenders have funded SBA loans for Kentucky businesses (6,599 approved loans in total) — 16 based in Kentucky, plus national and multi-state lenders that fund Kentucky borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside Kentucky?
Yes. SBA loans are federal, so an out-of-state lender can fund your Kentucky business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in Kentucky?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. Eclipse Bank Inc currently holds the top rating among Kentucky-based SBA lenders at 4.8 stars. Preferred (PLP) lenders move fastest on approval timelines.
Top SBA lending markets in Kentucky
The Kentucky cities where businesses have won the most SBA 7(a) & 504 funding, ranked by real approval volume from public SBA FOIA data. Each links to the lenders most active in that market.
