SBA Lenders in Florida
238 SBA lenders have funded 63,070 approved SBA loans for Florida businesses.
48 are based in Florida; the rest are national or multi-state lenders that actively fund Florida businesses.
SBA lenders serving Florida
All 238 lenders that fund SBA loans for Florida businesses — 48 based in Florida, plus national and multi-state lenders. Multi-state listings link to their branch finder for Florida.
Top-rated in Florida
Bank4.9(40)
Bank4.8(50)
238 lenders
Bank5.0(116)
Bank5.0(45)
Bank5.0(10)
Beacon Bank and Trust
2 Harvard Street
Brookline, Massachusetts
Serves Florida — 203 approved
Find a local branch →Bank5.0(8)
Community Bank of Mississippi
1905 Community Bank Way
Flowood, Mississippi
Serves Florida — 199 approved
Find a local branch →Bank5.0(8)
Commonwealth Business Bank
3435 Wilshire Blvd, Ste 700
Los Angeles, California
Serves Florida — 8 approved
Find a local branch →Bank5.0(6)
Barwick Banking Company
2020 E Main St
Barwick, Georgia
Serves Florida — 70 approved
Find a local branch →Bank5.0(3)KeyBank National Association
127 Public Sq
Cleveland, Ohio
Serves Florida — 98 approved
Find a local branch →Bank5.0(2)22nd State Bank, A Division of 22nd State Banking Company
51 St. Joseph St
Mobile, Alabama
Serves Florida — 53 approved
Find a local branch →Bank5.0(1)Centerstone SBA Lending, Inc.
700 S Flower Street
Los Angeles, California
Serves Florida — 27 approved
Find a local branch →Bank5.0(1)
Genesis Bank
4675 MacArthur Ct, Ste 1600
Newport Beach, California
Serves Florida — 6 approved
Find a local branch →Bank5.0(1)
Bank4.9(2276)
Luminate Bank
2523 S Wayzata Blvd, Ste 100
Minneapolis, Minnesota
Serves Florida — 6 approved
Find a local branch →Bank4.9(899)
Bank4.9(109)
University Bank
2015 Washtenaw Ave
Ann Arbor, Michigan
Serves Florida — 9 approved
Find a local branch →Bank4.9(39)
Lendistry SBLC, LLC
767 South Alameda Street
Los Angeles, California
Serves Florida — 277 approved
Find a local branch →Bank4.8(3862)
First Commonwealth Bank
654 Philadelphia St
Indiana, Pennsylvania
Serves Florida — 63 approved
Find a local branch →Bank4.8(438)
First Horizon Bank
165 Madison Ave
Memphis, Tennessee
Serves Florida — 192 approved
Find a local branch →Bank4.8(379)
FirstBank Puerto Rico
1519 Ave Ponce de Len
Santurce, Puerto Rico
Serves Florida — 17 approved
Find a local branch →Bank4.8(295)
Bank4.8(223)
Quaint Oak Bank
501 Knowles Ave
Southampton, Pennsylvania
Serves Florida — 5 approved
Find a local branch →Bank4.8(32)
Merchants Bank of Indiana
410 Monon Blvd
Carmel, Indiana
Serves Florida — 30 approved
Find a local branch →Bank4.8(25)
Bank4.8(12)
Florida Business Development Corporation
1715 North Westshore Blvd
Tampa, Florida
Find a local branch →Development Company4.8(8)
Bank4.7(196)
Bank4.7(172)
Meridian Bank
9 Old Lincoln Hwy
Malvern, Pennsylvania
Serves Florida — 47 approved
Find a local branch →Bank4.7(40)
Mechanics and Farmers Bank
2634 Durham Chapel Hill Blvd,
Durham, North Carolina
Serves Florida — 10 approved
Find a local branch →Bank4.7(18)
Midwest BankCentre
2191 Lemay Ferry Rd
Saint Louis, Missouri
Serves Florida — 36 approved
Find a local branch →Bank4.7(17)
Coastal States Bank
5, Bow Circle
Hilton Head Island, South Carolina
Serves Florida — 31 approved
Find a local branch →Bank4.7(16)
American Commerce Bank, National Association
400 US Hwy 27 By-Pass
Bremen, Georgia
Serves Florida — 17 approved
Find a local branch →Bank4.7(15)
Florida Capital Bank, National Association
10151 Deerwood Park Blvd, Ste
Jacksonville, Florida
Find a local branch →Bank4.7(15)Milestone Bank
310 S Main St, Ste 900
Salt Lake City, Utah
Serves Florida — 30 approved
Find a local branch →Bank4.7(14)
First Port City Bank
400 W Shotwell St
Bainbridge, Georgia
Serves Florida — 37 approved
Find a local branch →Bank4.7(12)
Paragon Bank
5400 Poplar Ave, Ste 150
Memphis, Tennessee
Serves Florida — 38 approved
Find a local branch →Bank4.7(6)
Every SBA lender serving Florida, A to Z
The complete index of all 238 lenders that fund SBA loans for Florida businesses. Every name links to that lender's full listing.
#
- 1st Financial Bank USA — Dakota Dunes, South Dakota
- 1st Source Bank — South Bend, Indiana
- 22nd State Bank, A Division of 22nd State Banking Company — Mobile, Alabama
A
- ACC Capital — Little Rock, Arkansas
- Achieva CU — Dunedin, Florida
- Amerant Bank, National Association — Coral Gables, Florida
- American Commerce Bank, National Association — Bremen, Georgia
- American Momentum Bank — College Station, Texas
- American National Bank — Omaha, Nebraska
- Ameris Bank — Atlanta, Georgia
- Arvest Bank — Fayetteville, Arkansas
- Ascendus, Inc. — New York, New York
- Axiom Bank, National Association — Maitland, Florida
B
- Banc of California — Los Angeles, California
- Banco Popular de Puerto Rico — San Juan, Puerto Rico
- Banesco USA — Miami, Florida
- Bank Five Nine — Oconomowoc, Wisconsin
- Bank of America, National Association — Charlotte, North Carolina
- Bank of Central Florida — Lakeland, Florida
- Bank of Clarke — Berryville, Virginia
- Bank of Hays — Hays, Kansas
- Bank of Hope — Los Angeles, California
- Bank of Wisconsin Dells — Wisconsin Dells, Wisconsin
- Bank OZK — Little Rock, Arkansas
- BankUnited, National Association — Miami Lakes, Florida
- Bankwell Bank — New Canaan, Connecticut
- Barwick Banking Company — Barwick, Georgia
- BayFirst National Bank — Saint Petersburg, Florida
- BBIF Captial, Inc. — Orlando, Florida
- Beacon Bank and Trust — Brookline, Massachusetts
- Blue Ridge Bank National Association — Martinsville, Virginia
- BMO Bank National Association — Chicago, Illinois
- Busey Bank — Champaign, Illinois
- Byline Bank — Chicago, Illinois
C
- Capital Bank, National Association — Rockville, Maryland
- Capital One, National Association — Mclean, Virginia
- Capitol National Bank — Lansing, Michigan
- Celtic Bank Corporation — Salt Lake City, Utah
- Centennial Bank — Conway, Arkansas
- Centerstone SBA Lending, Inc. — Los Angeles, California
- CenTrust Bank, A Division of SmartBiz Bank National Association — Northbrook, Illinois
- CIBC Bank USA — Chicago, Illinois
- CIBM Bank — Champaign, Illinois
- Citibank, N.A. — Sioux Falls, South Dakota
- Citizens Bank — Elizabethton, Tennessee
- Citizens Bank, National Association — Providence, Rhode Island
- City National Bank — Los Angeles, California
- City National Bank of Florida — Miami, Florida
- Climate First Bank — St. Petersburg, Florida
- Coastal States Bank — Hilton Head Island, South Carolina
- Cogent Bank — Orlando, Florida
- Colony Bank — Fitzgerald, Georgia
- Columbia Bank — Lake Oswego, Oregon
- Commonwealth Business Bank — Los Angeles, California
- Community Bank of Mississippi — Flowood, Mississippi
- Community Bank of Pickens County — Jasper, Georgia
- ConnectOne Bank — Englewood Cliffs, New Jersey
- Craft Bank — Atlanta, Georgia
- Crews Bank and Trust — Wauchula, Florida
- CRF Small Business Loan Company, LLC — Minneapolis, Minnesota
- Cross River Bank — Fort Lee, New Jersey
- Customers Bank — Malvern, Pennsylvania
D
- DFCU Financial — Dearborn, Michigan
E
- Edison National Bank — Fort Myers, Florida
- ELGA Credit Union — Grand Blanc, Michigan
- Embassy National Bank — Lawrenceville, Georgia
- Encore Bank — Little Rock, Arkansas
- EverBank National Association — Jacksonville, Florida
- Evolve Bank and Trust — West Memphis, Arkansas
F
- Fairwinds CU — Orlando, Florida
- Farmers and Merchants Bank — Lakeland, Georgia
- Fifth Third Bank — Cincinnati, Ohio
- FinWise Bank — Sandy, Utah
- First American Bank — Elk Grove Village, Illinois
- First Bank — Southern Pines, North Carolina
- First Bank of Central Ohio — Worthington, Ohio
- First Bank of the Lake — Osage Beach, Missouri
- First Business Bank — Madison, Wisconsin
- First Citizens Bank — Mason City, Iowa
- First Command Bank — Fort Worth, Texas
- First Commonwealth Bank — Indiana, Pennsylvania
- First Community Bank — Lexington, South Carolina
- First Federal Bank — Lake City, Florida
- First Financial Bank, National Association — Terre Haute, Indiana
- First Foundation Bank — Irvine, California
- First Horizon Bank — Memphis, Tennessee
- First Internet Bank of Indiana — Fishers, Indiana
- First Merchants Bank — Indianapolis, Indiana
- First National Bank of Coffee County — Douglas, Georgia
- First National Bank of Pennsylvania — Greenville, Pennsylvania
- First Port City Bank — Bainbridge, Georgia
- First Southern Bank — Waycross, Georgia
- First Western SBLC, Inc — Dallas, Texas
- FirstBank Puerto Rico — Santurce, Puerto Rico
- Firstrust Savings Bank — Conshohocken, Pennsylvania
- Five Star Bank — Rancho Cordova, California
- Flagship Bank — Clearwater, Florida
- Flagstar Bank National Association — Hicksville, New York
- Florida Business Development Corporation — Tampa, Florida
- Florida Capital Bank, National Association — Jacksonville, Florida
- Florida First Capital Finance Corporation, Inc. — Tallahassee, Florida
- Fountainhead SBF LLC — Orlando, Florida
- Fulton Bank, National Association — Lancaster, Pennsylvania
- Fund-Ex Solutions Group, LLC — Davie, Florida
- FWBank — Chicago, Illinois
G
- GBank — Las Vegas, Nevada
- Genesis Bank — Newport Beach, California
- Georgia Banking Company — Atlanta, Georgia
- Grasshopper Bank National Association — New York, New York
- GTE FCU d/b/a GTE Financial — Tampa, Florida
- Gulf Coast Bank — New Orleans, Louisiana
- Gulf Coast Bank and Trust Company — New Orleans, Louisiana
- Gulf Coast Business Bank — Fort Myers, Florida
- Gulfside Bank — P.O. Box 1824, Florida
H
- Hancock Whitney Bank — Gulfport, Mississippi
- Hanmi Bank — Los Angeles, California
- Hanover Community Bank — Mineola, New York
- Harvest Small Business Finance, LLC — Laguna Hills, California
- Heritage Bank Inc — Burlington, Kentucky
- HomeTrust Bank — Asheville, North Carolina
- HSBC Bank USA National Association — Tysons, Virginia
I
- INB, National Association — Springfield, Illinois
- IncredibleBank — Wausau, Wisconsin
- Independence Bank — East Greenwich, Rhode Island
- International Finance Bank — Miami, Florida
- Intracoastal Bank — Palm Coast, Florida
- iTHINK Financial CU — Delray Beach, Florida
J
- JPMorgan Chase Bank, National Association — Columbus, Ohio
K
- KeyBank National Association — Cleveland, Ohio
L
- Lafayette State Bank — Mayo, Florida
- Lake Michigan CU — Grand Rapids, Michigan
- Leader Bank, National Association — Arlington, Massachusetts
- Legence Bank — Eldorado, Illinois
- LendingClub Bank, National Association — Lehi, Utah
- Lendistry SBLC, LLC — Los Angeles, California
- Live Oak Banking Company — Wilmington, North Carolina
- Locality Bank — Fort Lauderdale, Florida
- Luminate Bank — Minneapolis, Minnesota
M
- Magnifi Financial CU — Melrose, Minnesota
- Mainstreet Community Bank of Florida — De Land, Florida
- Manufacturers and Traders Trust Company — Buffalo, New York
- McCoy FCU — Orlando, Florida
- Meadows Bank — Las Vegas, Nevada
- Mechanics and Farmers Bank — Durham, North Carolina
- Merchants Bank of Indiana — Carmel, Indiana
- Meridian Bank — Malvern, Pennsylvania
- Metro City Bank — Doraville, Georgia
- Midflorida CU — Lakeland, Florida
- Midland States Bank — Effingham, Illinois
- MidSouth Bank — Dothan, Alabama
- Midwest BankCentre — Saint Louis, Missouri
- Midwest Regional Bank — Festus, Missouri
- Milestone Bank — Salt Lake City, Utah
- Mission Valley Bank — Sun Valley, California
- MVB Bank, Inc. — Fairmont, West Virginia
N
- Navy FCU — Vienna, Virginia
- Newtek Bank, National Association — Miami, Florida
- Newtek Small Business Finance, Inc. — Lake Success, New York
- Nicolet National Bank — Green Bay, Wisconsin
- North State Bank — Raleigh, North Carolina
- Northwest Bank — Warren, Pennsylvania
- Northwest FCU — Herndon, Virginia
O
- Oconee State Bank — Watkinsville, Georgia
- Old National Bank — Evansville, Indiana
- One Florida Bank — Orlando, Florida
- Open Bank — Los Angeles, California
- OptimumBank — Fort Lauderdale, Florida
- Optus Bank — Columbia, South Carolina
- Orlando CU — Orlando, Florida
P
- Pacific National Bank — Miami, Florida
- Paradise Bank — Boca Raton, Florida
- Paragon Bank — Memphis, Tennessee
- Parke Bank — Sewell, New Jersey
- Pathward National Association — Sioux Falls, South Dakota
- Patriot Bank, National Association — Stamford, Connecticut
- PCB Bank — Los Angeles, California
- Peapack Private Bank and Trust — Bedminster, New Jersey
- Peoples Bank — Mendenhall, Mississippi
- Peoples Bank and Trust Company — Edmond, Oklahoma
- PeoplesSouth Bank — Colquitt, Georgia
- Pineland Bank — Alma, Georgia
- Pinnacle Bank — Nashville, Tennessee
- Platinum Bank — Oakdale, Minnesota
- PNC Bank, National Association — Wilmington, Delaware
- Poppy Bank — Santa Rosa, California
- Port 51 Lending LLC — New York, New York
- PromiseOne Bank — Duluth, Georgia
Q
- Quaint Oak Bank — Southampton, Pennsylvania
R
- Readycap Lending, LLC — Berkeley Heights, New Jersey
- Regent Bank — Tulsa, Oklahoma
- Regions Bank — Birmingham, Alabama
- Renasant Bank — Tupelo, Mississippi
S
- Sanibel Captiva Community Bank — Sanibel, Florida
- Seacoast National Bank — Stuart, Florida
- ServisFirst Bank — Birmingham, Alabama
- Shoreham Bank — Warwick, Rhode Island
- Simmons Bank — Pine Bluff, Arkansas
- Small Business Bank — Lenexa, Kansas
- SmartBank — Pigeon Forge, Tennessee
- Southern Bank — Poplar Bluff, Missouri
- SouthPoint Bank — Birmingham, Alabama
- SouthState Bank, National Association — Winter Haven, Florida
- Stearns Bank National Association — Saint Cloud, Minnesota
- Stone Bank — Mountain View, Arkansas
- Suncoast CU — Tampa, Florida
- Sunshine State Economic Development Corporation — Clearwater, Florida
T
- T Bank, National Association — Dallas, Texas
- TD Bank, National Association — Wilmington, Delaware
- Terrabank, National Association — Miami, Florida
- The Bancorp Bank National Association — Sioux Falls, South Dakota
- The Bank of Tampa — Tampa, Florida
- The Farmers Bank, Frankfort, Indiana — Frankfort, Indiana
- The Fidelity Bank — Fuquay Varina, North Carolina
- The Huntington National Bank — Columbus, Ohio
- The MINT National Bank — Kingwood, Texas
- Titan Bank, National Association — Mineral Wells, Texas
- Touchmark National Bank — Alpharetta, Georgia
- TowneBank — Portsmouth, Virginia
- Truist Bank — Charlotte, North Carolina
- Truliant FCU — Winston-Salem, North Carolina
- Trustmark Bank — Jackson, Mississippi
U
- U.S. Bank, National Association — Cincinnati, Ohio
- UniBank — Lynnwood, Washington
- United Bank — Fairfax, Virginia
- United Community Bank — Greenville, South Carolina
- United FCU — Saint Joseph, Michigan
- United Midwest Savings Bank National Association — De Graff, Ohio
- University Bank — Ann Arbor, Michigan
- US Century Bank — Doral, Florida
- US Eagle FCU — Albuquerque, New Mexico
- US Metro Bank — Garden Grove, California
V
- Valley National Bank — Passaic, New Jersey
- VelocitySBA, LLC — Irving, Texas
- Vision One CU — Sacramento, California
- VyStar CU — Jacksonville, Florida
W
- Wells Fargo Bank National Association — Sioux Falls, South Dakota
- Western State Bank — Devils Lake, North Dakota
Z
- Zions Bank, A Division of — Salt Lake City, Utah
Skip the calling-around in Florida
Tell us your loan size and timeline. We'll shortlist the 3 Florida lenders most active in SBA lending, ranked by Google rating. Free, and your info only goes to lenders you approve.
Get My Florida ShortlistFlorida SBA lender questions
How many SBA lenders serve Florida?
238 lenders have funded SBA loans for Florida businesses (63,070 approved loans in total) — 48 based in Florida, plus national and multi-state lenders that fund Florida borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside Florida?
Yes. SBA loans are federal, so an out-of-state lender can fund your Florida business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in Florida?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. Terrabank, National Association currently holds the top rating among Florida-based SBA lenders at 5.0 stars. Preferred (PLP) lenders move fastest on approval timelines.
Top SBA lending markets in Florida
The Florida cities where businesses have won the most SBA 7(a) & 504 funding, ranked by real approval volume from public SBA FOIA data. Each links to the lenders most active in that market.