Greenville Federal

This is Greenville Federal, a local commercial bank that provides SBA loan programs and financial services for small businesses. You can find assistance with business loans, growth capital, and expert guidance tailored to your needs.

Ask Greenville Federal directly — some branches take walk-ins, others book SBA conversations by appointment.

Hours vary by branch and change. Check Greenville Federal's website or call before you visit.

Browsing this directory is free. Any loan fees are set by Greenville Federal and the SBA program — ask the lender for its current schedule.

This bank primarily serves small business owners and residents in the Greenville region, but they welcome inquiries from new clients seeking SBA financing.

Many SBA lenders look for a personal score around 640 or higher, but each bank sets its own bar and it changes. Ask Greenville Federal what it looks for today.

The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of your application and documentation.

Most bank SBA teams work weekdays; confirm with Greenville Federal before planning a weekend visit.

Greenville Federal is located in Ohio — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Greenville Federal, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Greenville Federal itself, which runs its own lending under its own ownership. If you work at Greenville Federal, you can claim this listing from this page to manage it.

The core details for Greenville Federal — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Greenville Federal before applying. If you represent Greenville Federal, claim this listing to keep its information up to date.

You can reach Greenville Federal by phone at (937) 548-4158 or online at www.greenvillefederal.com — the same details are in the contact card on this page.

Like most SBA lenders, Greenville Federal can finance a broad range of small businesses — common categories include professional services, healthcare practices, restaurants and franchises, retail, light manufacturing, and commercial real estate. Each bank sets its own industry preferences and may avoid sectors it considers higher risk. Ask Greenville Federal directly which industries it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Greenville Federal participates in SBA Express depends on its specific SBA lending authority. Contact Greenville Federal and ask if it offers SBA Express and what the current limits and terms look like for your situation.

Whether Greenville Federal has SBA Preferred Lender (PLP) status is set by the SBA. Ask the bank directly; PLP lenders can approve in-house and often move faster.

Greenville Federal's EZ Line of Credit requires that the company must have been in business for two years, meaning startups do not qualify for this product; confirm with the lender about other potential financing options.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Greenville Federal what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Greenville Federal to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Greenville Federal to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Greenville Federal weighs this case by case under its own policy, so be upfront about your history and ask Greenville Federal how it evaluates prior bankruptcies.