Credit Union
4.9(243)
SBA Lenders in Michigan
191 SBA lenders have funded 38,422 approved SBA loans for Michigan businesses.
87 are based in Michigan; the rest are national or multi-state lenders that actively fund Michigan businesses.
SBA lenders serving Michigan
All 191 lenders that fund SBA loans for Michigan businesses — 87 based in Michigan, plus national and multi-state lenders. Multi-state listings link to their branch finder for Michigan.
Top-rated in Michigan
Credit Union4.8(930)
Bank4.8(79)
191 lenders
Bank5.0(45)
Beacon Bank and Trust
2 Harvard Street
Brookline, Massachusetts
Serves Michigan — 15 approved
Find a local branch →Bank5.0(8)
Commonwealth Business Bank
3435 Wilshire Blvd, Ste 700
Los Angeles, California
Serves Michigan — 7 approved
Find a local branch →Bank5.0(6)
Bank5.0(5)- Bank5.0(4)
KeyBank National Association
127 Public Sq
Cleveland, Ohio
Serves Michigan — 332 approved
Find a local branch →Bank5.0(2)Centerstone SBA Lending, Inc.
700 S Flower Street
Los Angeles, California
Serves Michigan — 9 approved
Find a local branch →Bank5.0(1)
Genesis Bank
4675 MacArthur Ct, Ste 1600
Newport Beach, California
Serves Michigan — 5 approved
Find a local branch →Bank5.0(1)- Development Company5.0(1)
Bank4.9(109)
Waterford Bank, National Association
3900 N McCord Rd
Toledo, Ohio
Serves Michigan — 58 approved
Find a local branch →Bank4.9(42)
Lendistry SBLC, LLC
767 South Alameda Street
Los Angeles, California
Serves Michigan — 32 approved
Find a local branch →Bank4.8(3862)
First Commonwealth Bank
654 Philadelphia St
Indiana, Pennsylvania
Serves Michigan — 6 approved
Find a local branch →Bank4.8(438)
Bank4.8(142)
First Utah Bank
3826 S 2300 East
Salt Lake City, Utah
Serves Michigan — 7 approved
Find a local branch →Bank4.8(53)
Merchants Bank of Indiana
410 Monon Blvd
Carmel, Indiana
Serves Michigan — 12 approved
Find a local branch →Bank4.8(25)
Bank4.8(11)
Credit Union4.7(354)
Credit Union4.7(272)
Bank4.7(172)
Meridian Bank
9 Old Lincoln Hwy
Malvern, Pennsylvania
Serves Michigan — 5 approved
Find a local branch →Bank4.7(40)Milestone Bank
310 S Main St, Ste 900
Salt Lake City, Utah
Serves Michigan — 9 approved
Find a local branch →Bank4.7(14)
Credit Union4.6(583)
Bank4.6(510)Verified 
First Bank of the Lake
4558 Osage Beach Pkwy, Ste 100
Osage Beach, Missouri
Serves Michigan — 34 approved
Find a local branch →Bank4.6(207)
Bank4.6(73)
Banc of California
11611 San Vicente Blvd, Ste 50
Los Angeles, California
Serves Michigan — 30 approved
Find a local branch →Bank4.6(22)
Bank4.6(13)
First Bank
205 SE Broad St
Southern Pines, North Carolina
Serves Michigan — 13 approved
Find a local branch →Bank4.6(10)
Credit Union4.5(276)
Credit Union4.5(236)
Credit Union4.5(17)
Columbia Bank
5885 Meadows, Ste 400
Lake Oswego, Oregon
Serves Michigan — 45 approved
Find a local branch →Bank4.5(10)Verified 
First Internet Bank of Indiana
8701 E 116th St
Fishers, Indiana
Serves Michigan — 161 approved
Find a local branch →Bank4.4(557)
Every SBA lender serving Michigan, A to Z
The complete index of all 191 lenders that fund SBA loans for Michigan businesses. Every name links to that lender's full listing.
#
- 1st Financial Bank USA — Dakota Dunes, South Dakota
- 1st Source Bank — South Bend, Indiana
- 1st State Bank — Saginaw, Michigan
- 4Front Credit Union — Traverse City, Michigan
A
- Adventure CU — Grand Rapids, Michigan
- Alden State Bank — Alden, Michigan
- Alliance Catholic CU — Farmington Hills, Michigan
- American Momentum Bank — College Station, Texas
- American National Bank — Omaha, Nebraska
- Ameris Bank — Atlanta, Georgia
- Arbor Financial Credit Union — Kalamazoo, Michigan
- Awakon FCU — Onaway, Michigan
B
- Banc of California — Los Angeles, California
- Bank Five Nine — Oconomowoc, Wisconsin
- Bank Michigan — Brooklyn, Michigan
- Bank of America, National Association — Charlotte, North Carolina
- Bank of Ann Arbor — Ann Arbor, Michigan
- Bank of Hope — Los Angeles, California
- BankUnited, National Association — Miami Lakes, Florida
- BankVista — Sartell, Minnesota
- Baybank — Gladstone, Michigan
- BayFirst National Bank — Saint Petersburg, Florida
- Beacon Bank and Trust — Brookline, Massachusetts
- BlueOx Credit Union, A Division of Ignite Credit Union — Battle Creek, Michigan
- Buckeye State Bank — Powell, Ohio
- Byline Bank — Chicago, Illinois
C
- Capital Bank, National Association — Rockville, Maryland
- Capitol National Bank — Lansing, Michigan
- CASE CU — Lansing, Michigan
- Celtic Bank Corporation — Salt Lake City, Utah
- Centerstone SBA Lending, Inc. — Los Angeles, California
- Centier Bank — Whiting, Indiana
- Central Savings Bank — Sault Sainte Marie, Michigan
- CenTrust Bank, A Division of SmartBiz Bank National Association — Northbrook, Illinois
- Century Bank and Trust — Coldwater, Michigan
- Charlevoix State Bank — Charlevoix, Michigan
- Chelsea State Bank — Chelsea, Michigan
- ChoiceOne Bank — Sparta, Michigan
- Christian Financial CU — Sterling Heights, Michigan
- CIBC Bank USA — Chicago, Illinois
- Citizens Bank — Elizabethton, Tennessee
- Citizens Bank, National Association — Providence, Rhode Island
- Citizens National Bank of Cheboygan — Cheboygan, Michigan
- Colony Bank — Fitzgerald, Georgia
- Columbia Bank — Lake Oswego, Oregon
- Commonwealth Business Bank — Los Angeles, California
- Community Choice CU — Farmington Hills, Michigan
- Community Unity Bank — Birmingham, Michigan
- Consumers Credit Union — Kalamazoo, Michigan
- County National Bank — Hillsdale, Michigan
- Credit Union One — Ferndale, Michigan
- CRF Small Business Loan Company, LLC — Minneapolis, Minnesota
- Customers Bank — Malvern, Pennsylvania
D
- DFCU Financial — Dearborn, Michigan
- Diversified Members Credit Union — Detroit, Michigan
- Dort Financial CU — Grand Blanc, Michigan
E
- Eastern Michigan Bank — Croswell, Michigan
- Eaton Community Bank — Charlotte, Michigan
- ELGA Credit Union — Grand Blanc, Michigan
- Embers Credit Union — Marquette, Michigan
- Everwise Credit Union — South Bend, Indiana
- Evolve Bank and Trust — West Memphis, Arkansas
F
- Fifth Third Bank — Cincinnati, Ohio
- FinWise Bank — Sandy, Utah
- First Bank — Southern Pines, North Carolina
- First Bank of the Lake — Osage Beach, Missouri
- First Bank, Upper Michigan — Gladstone, Michigan
- First Business Bank — Madison, Wisconsin
- First Commonwealth Bank — Indiana, Pennsylvania
- First Financial Bank — Cincinnati, Ohio
- First Independence Bank — Detroit, Michigan
- First Internet Bank of Indiana — Fishers, Indiana
- First Merchants Bank — Indianapolis, Indiana
- First National Bank of Michigan — Kalamazoo, Michigan
- First National Bank of Pennsylvania — Greenville, Pennsylvania
- First State Bank of Michigan — Decatur, Michigan
- First Utah Bank — Salt Lake City, Utah
- First Western SBLC, Inc — Dallas, Texas
- Five Star Bank — Rancho Cordova, California
- Flagstar Bank National Association — Hicksville, New York
- Frankenmuth Credit Union — Frankenmuth, Michigan
G
- GBank — Las Vegas, Nevada
- Genesis Bank — Newport Beach, California
- Genisys CU — Auburn Hills, Michigan
- Grand River Bank — Grandville, Michigan
- Grasshopper Bank National Association — New York, New York
- Great North Bank — Florence, Wisconsin
- Greenstone Farm Credit Services, ACA — Lansing, Michigan
- Gulf Coast Bank — New Orleans, Louisiana
- Gulf Coast Bank and Trust Company — New Orleans, Louisiana
H
- Hanmi Bank — Los Angeles, California
- Harvest Small Business Finance, LLC — Laguna Hills, California
- Heritage Bank Inc — Burlington, Kentucky
- Highpoint Community Bank — Hastings, Michigan
- Homestead Savings Bank — Albion, Michigan
- Honor Bank — Honor, Michigan
- Honor CU — Berrien Springs, Michigan
- Horizon Bank — Michigan City, Indiana
- Huron Community Bank — East Tawas, Michigan
- Huron Valley State Bank — Milford, Michigan
I
- IncredibleBank — Wausau, Wisconsin
- Independence Bank — East Greenwich, Rhode Island
- Independent Bank — Grand Rapids, Michigan
- Isabella Bank — Mount Pleasant, Michigan
J
- JPMorgan Chase Bank, National Association — Columbus, Ohio
K
- Kalamazoo County State Bank — Schoolcraft, Michigan
- KALSEE Credit Union — Kalamazoo, Michigan
- Kellogg Community CU — Battle Creek, Michigan
- KeyBank National Association — Cleveland, Ohio
L
- LAF CU — Lansing, Michigan
- Lake City Bank — Warsaw, Indiana
- Lake Michigan CU — Grand Rapids, Michigan
- Lake Trust CU — Brighton, Michigan
- Lake-Osceola State Bank — Baldwin, Michigan
- Legence Bank — Eldorado, Illinois
- LendingClub Bank, National Association — Lehi, Utah
- Lendistry SBLC, LLC — Los Angeles, California
- Live Oak Banking Company — Wilmington, North Carolina
M
- Macatawa Bank, National Association — Holland, Michigan
- Magnifi Financial CU — Melrose, Minnesota
- Meadows Bank — Las Vegas, Nevada
- Mercantile Bank — Grand Rapids, Michigan
- Merchants Bank of Indiana — Carmel, Indiana
- Meridian Bank — Malvern, Pennsylvania
- Metro Community Development, Inc. — Michigan
- MI Bank — Bloomfield Township, Michigan
- Michigan Certified Development Corporation — East Lansing, Michigan
- Michigan First Credit Union — Lathrup Village, Michigan
- Michigan Schools and Government Credit Union — Clinton Township, Michigan
- Michigan State University Federal Credit Union — East Lansing, Michigan
- Midland States Bank — Effingham, Illinois
- Milestone Bank — Salt Lake City, Utah
- Millennium Bank — Des Plaines, Illinois
N
- Newtek Bank, National Association — Miami, Florida
- Newtek Small Business Finance, Inc. — Lake Success, New York
- Nicolet National Bank — Green Bay, Wisconsin
- North State Bank — Raleigh, North Carolina
- Northern Great Lakes Initiatives — Marquette, Michigan
- Northwest Bank — Warren, Pennsylvania
O
- Old National Bank — Evansville, Indiana
- Omni Community Credit Union — Battle Creek, Michigan
- Opportunity Resource Fund — Lansing, Michigan
- Oxford Bank — Oxford, Michigan
P
- Pathward National Association — Sioux Falls, South Dakota
- People Driven CU — Southfield, Michigan
- Peoples State Bank of Munising — Munising, Michigan
- PFCU — Michigan
- PNC Bank, National Association — Wilmington, Delaware
- Port 51 Lending LLC — New York, New York
- PromiseOne Bank — Duluth, Georgia
R
- Range Bank — Marquette, Michigan
- Readycap Lending, LLC — Berkeley Heights, New Jersey
- Route 31 Federal Credit Union — Muskegon, Michigan
S
- Seacoast National Bank — Stuart, Florida
- Security CU — Holly, Michigan
- Shoreham Bank — Warwick, Rhode Island
- Simmons Bank — Pine Bluff, Arkansas
- SouthState Bank, National Association — Winter Haven, Florida
- State Savings Bank — Frankfort, Michigan
- Stearns Bank National Association — Saint Cloud, Minnesota
- Stone Bank — Mountain View, Arkansas
- Superior National Bank — Hancock, Michigan
T
- TBA CU — Traverse City, Michigan
- Team One CU — Saginaw, Michigan
- The Bancorp Bank National Association — Sioux Falls, South Dakota
- The Dart Bank — Mason, Michigan
- The Farmers and Merchants State Bank — Archbold, Ohio
- The Huntington National Bank — Columbus, Ohio
- The MINT National Bank — Kingwood, Texas
- The Shelby State Bank — Shelby, Michigan
- The State Bank and Trust Company — Defiance, Ohio
- The Stephenson National Bank and Trust — Marinette, Wisconsin
- TowneBank — Portsmouth, Virginia
- True Community CU — Jackson, Michigan
U
- U.S. Bank, National Association — Cincinnati, Ohio
- UMB Bank, National Association — Kansas City, Missouri
- United Bank of Michigan — Grand Rapids, Michigan
- United Community Bank — Greenville, South Carolina
- United FCU — Saint Joseph, Michigan
- United Midwest Savings Bank National Association — De Graff, Ohio
- University Bank — Ann Arbor, Michigan
- Upper Peninsula State Bank — Escanaba, Michigan
- US Eagle FCU — Albuquerque, New Mexico
V
- VelocitySBA, LLC — Irving, Texas
W
- Waterford Bank, National Association — Toledo, Ohio
- Wells Fargo Bank National Association — Sioux Falls, South Dakota
- WesBanco Bank, Inc. — Wheeling, West Virginia
- West Shore Bank — Ludington, Michigan
- Western State Bank — Devils Lake, North Dakota
- Wildfire CU — Saginaw, Michigan
Z
- Zeal Credit Union — Livonia, Michigan
Skip the calling-around in Michigan
Tell us your loan size and timeline. We'll shortlist the 3 Michigan lenders most active in SBA lending, ranked by Google rating. Free, and your info only goes to lenders you approve.
Get My Michigan ShortlistMichigan SBA lender questions
How many SBA lenders serve Michigan?
191 lenders have funded SBA loans for Michigan businesses (38,422 approved loans in total) — 87 based in Michigan, plus national and multi-state lenders that fund Michigan borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside Michigan?
Yes. SBA loans are federal, so an out-of-state lender can fund your Michigan business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in Michigan?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. Community Unity Bank currently holds the top rating among Michigan-based SBA lenders at 5.0 stars. Preferred (PLP) lenders move fastest on approval timelines.
Top SBA lending markets in Michigan
The Michigan cities where businesses have won the most SBA 7(a) & 504 funding, ranked by real approval volume from public SBA FOIA data. Each links to the lenders most active in that market.