The First National Bank and Trust Company of Broken Arrow

This is a local bank offering SBA loan programs and financial services tailored for small businesses, including support for growth, expansion, and equipment financing.

Ask The First National Bank and Trust Company of Broken Arrow directly — some branches take walk-ins, others book SBA conversations by appointment.

Hours vary by branch and change. Check The First National Bank and Trust Company of Broken Arrow's website or call before you visit.

Browsing this directory is free. Any loan fees are set by The First National Bank and Trust Company of Broken Arrow and the SBA program — ask the lender for its current schedule.

This bank primarily serves local residents and small businesses within the region, but eligibility depends on meeting specific loan criteria.

Many SBA lenders look for a personal score around 640 or higher, but each bank sets its own bar and it changes. Ask The First National Bank and Trust Company of Broken Arrow what it looks for today.

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

Most bank SBA teams work weekdays; confirm with The First National Bank and Trust Company of Broken Arrow before planning a weekend visit.

The First National Bank and Trust Company of Broken Arrow is located in Oklahoma — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for The First National Bank and Trust Company of Broken Arrow, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by The First National Bank and Trust Company of Broken Arrow itself, which runs its own lending under its own ownership. If you work at The First National Bank and Trust Company of Broken Arrow, you can claim this listing from this page to manage it.

The core details for The First National Bank and Trust Company of Broken Arrow — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with The First National Bank and Trust Company of Broken Arrow before applying. If you represent The First National Bank and Trust Company of Broken Arrow, claim this listing to keep its information up to date.

You can reach The First National Bank and Trust Company of Broken Arrow by phone at (918) 251-5371 or online at www.fnbba.com — the same details are in the contact card on this page.

Like most SBA lenders, The First National Bank and Trust Company of Broken Arrow can finance a broad range of small businesses — common categories include professional services, healthcare practices, restaurants and franchises, retail, light manufacturing, and commercial real estate. Each bank sets its own industry preferences and may avoid sectors it considers higher risk. Ask The First National Bank and Trust Company of Broken Arrow directly which industries it actively lends to before you apply.

First National Bank and Trust Company of Broken Arrow offers SBA 7A Express loans up to $350,000 with streamlined processing for smaller financing needs. Confirm current terms and rates directly with their SBA lending team at 918-251-5371.

Whether The First National Bank and Trust Company of Broken Arrow has SBA Preferred Lender (PLP) status is set by the SBA. Ask the bank directly; PLP lenders can approve in-house and often move faster.

First National Bank and Trust Company of Broken Arrow supports startup businesses through their SBA 7A loan program, which explicitly lists startup financing as an eligible use. Contact their SBA lending team to discuss specific requirements and rates.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask The First National Bank and Trust Company of Broken Arrow what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask The First National Bank and Trust Company of Broken Arrow to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with The First National Bank and Trust Company of Broken Arrow to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. The First National Bank and Trust Company of Broken Arrow weighs this case by case under its own policy, so be upfront about your history and ask The First National Bank and Trust Company of Broken Arrow how it evaluates prior bankruptcies.