Prince George’s Financial Services Corporation

This is a financial institution that provides SBA loans and small business financing solutions. You can find information on loan programs, application guidance, and personalized support for your business funding needs.

Ask Prince George’s Financial Services Corporation directly — some branches take walk-ins, others book SBA conversations by appointment.

Hours vary by branch and change. Check Prince George’s Financial Services Corporation's website or call before you visit.

Browsing this directory is free. Any loan fees are set by Prince George’s Financial Services Corporation and the SBA program — ask the lender for its current schedule.

This lender primarily serves small business owners and entrepreneurs within the regional area, but they may also support national clients through their SBA programs.

Many SBA lenders look for a personal score around 640 or higher, but each bank sets its own bar and it changes. Ask Prince George’s Financial Services Corporation what it looks for today.

The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.

Most bank SBA teams work weekdays; confirm with Prince George’s Financial Services Corporation before planning a weekend visit.

Prince George’s Financial Services Corporation is located at the address listed on this page — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Prince George’s Financial Services Corporation, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Prince George’s Financial Services Corporation itself, which runs its own lending under its own ownership. If you work at Prince George’s Financial Services Corporation, you can claim this listing from this page to manage it.

The core details for Prince George’s Financial Services Corporation — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Prince George’s Financial Services Corporation before applying. If you represent Prince George’s Financial Services Corporation, claim this listing to keep its information up to date.

You can reach Prince George’s Financial Services Corporation by phone at (301) 804-1322 or online at fscfirst.com — the same details are in the contact card on this page.

Like most SBA lenders, Prince George’s Financial Services Corporation can finance a broad range of small businesses — common categories include professional services, healthcare practices, restaurants and franchises, retail, light manufacturing, and commercial real estate. Each bank sets its own industry preferences and may avoid sectors it considers higher risk. Ask Prince George’s Financial Services Corporation directly which industries it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Prince George’s Financial Services Corporation participates in SBA Express depends on its specific SBA lending authority. Contact Prince George’s Financial Services Corporation and ask if it offers SBA Express and what the current limits and terms look like for your situation.

Whether Prince George’s Financial Services Corporation has SBA Preferred Lender (PLP) status is set by the SBA. Ask the bank directly; PLP lenders can approve in-house and often move faster.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Prince George’s Financial Services Corporation's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Prince George’s Financial Services Corporation directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Prince George’s Financial Services Corporation what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Prince George’s Financial Services Corporation to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Prince George’s Financial Services Corporation to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Prince George’s Financial Services Corporation weighs this case by case under its own policy, so be upfront about your history and ask Prince George’s Financial Services Corporation how it evaluates prior bankruptcies.